Hello and welcome to my personal finance education blog! I created this website in order to share my knowledge about saving, budgeting, and investing our money. Learning about the various aspects of personal finance has helped me curb my spending, get out of debt, and increase my net worth considerably. Due to my new found knowledge I was able to pay off my $25,000 car in only 6 months! The habits I acquired during my car loan days are still with me today and have helped me improve my financial situation significantly. Therefore, I want to share my insights with the readers of my blog and help them improve their finances along the way.
My name is Björn and I’m a corporate banker during the day with a strong passion for personal finance and investing in my free time. I graduated from university after 5 years with a dual degree in economics and engineering. After finishing my formal education, I started working at an international bank. My first position was as a legislative analyst, where I read legislative proposals and evaluated their impact on our bank. Later I used my analytical skills to become a financial controller, a position I still hold today. Since the bank I work for does not cater to retail clients, I can share my personal opinions with the readers of this blog without being biased towards certain products or services.
I really enjoy reading personal finance and business articles on blogs and news sites as well as reading the comments and discussions that other people have. I hope to use this blog to educate and inform others and myself about personal finance, frugality, saving, and investing.


Hello and welcome to my personal finance education blog! I created this website in order to share my knowledge about saving, budgeting, and investing our money. Learning about the various aspects of personal finance has helped me curb my spending, get out of debt, and increase my net worth considerably. Due to my new found knowledge I was able to pay off my $25,000 car in only 6 months! The habits I acquired during my car loan days are still with me today and have helped me improve my financial situation significantly. Therefore, I want to share my insights with the readers of my blog and help them improve their finances along the way.
My name is Björn and I’m a corporate banker during the day with a strong passion for personal finance and investing in my free time. I graduated from university after 5 years with a dual degree in economics and engineering. After finishing my formal education, I started working at an international bank. My first position was as a legislative analyst, where I read legislative proposals and evaluated their impact on our bank. Later I used my analytical skills to become a financial controller, a position I still hold today. Since the bank I work for does not cater to retail clients, I can share my personal opinions with the readers of this blog without being biased towards certain products or services.
I really enjoy reading personal finance and business articles on blogs and news sites as well as reading the comments and discussions that other people have. I hope to use this blog to educate and inform others and myself about personal finance, frugality, saving, and investing.